GoBank Fees & Limits

No overdraft fees, no bounced check fees, no ongoing minimum balance requirements, no worries.

Are you an Uber partner interested in the Uber Visa Debit Card from GoBank?
GETTING STARTED FEE
Sign up online & through the GoBank app FREE
Sign up with a starter kit from participating retail stores Purchase a starter kit at a participating retail location ($2.95 or less) + start your account for as little as $20, up to $500
Monthly Membership FREE in any month that you make qualifying direct deposits totaling at least $500. Otherwise, $8.95 per month. For more details on the Monthly Membership fee, click here.

For all GoBank accounts, you must be at least 18 years of age.
* Your first Monthly Membership fee will be automatically deducted from your account 30 days after you open an account.

DEPOSITING MONEY FEE
ASAP Direct Deposit™ FREE – Enroll and get early access to you money. Timing depends on when we get notice from your employer and may vary from pay period to pay period. But when we get it you’ll get it!
Add cash at the register of participating retailers Up to $4.95

Cash deposits are limited to $2,500 per day and $3,000 per 30 days, subject to a maximum account balance of $50,000.

GETTING CASH FEE
Withdraw cash at one of our free ATMs in our massive network across the United States. FREE
Out-of-network ATMs and bank tellers $2.50 plus any fees that the ATM owner or bank may charge
OTHER FEE
Order paper checks $5.95 for a pack of 12
Purchases from foreign websites and merchants 3%
Order a replacement card $5 (for Accounts Established on or After June 20, 2018 (Not Purchased at Walmart))

Other products and services may be offered for a fee and may require additional customer verification as well as your acceptance of those applicable fees, terms and conditions.