GoBank Fees & Limits

No overdraft fees, no bounced check fees, no ongoing minimum balance requirements, no worries.

Are you an Uber partner interested in the Uber Debit Card from GoBank?
GETTING STARTED FEE
Sign up online & through the GoBank app FREE
Sign up with a starter kit from participating Walmart stores $2.95 plus $20 minimum deposit
Monthly Membership $8.95 but WAIVED in any monthly statement cycle in which your account receives payroll or government direct deposits totaling at least $500.*

For all GoBank accounts, you must be at least 18 years of age.
* Your first Monthly Membership fee will be automatically deducted from your account 30 days after you open an account.

DEPOSITING MONEY FEE
ASAP Direct Deposit™ FREE - We load your pay when we get early notice you have money coming. Not every payer gives us early notice every payday, but most do.
Add cash at any Walmart® register (not available in VT) FREE
Add cash at the register of participating retailers Up to $4.95

Cash deposits are limited to $2,500 per day and $3,000 per 30 days, subject to a maximum account balance of $50,000.

GETTING CASH FEE
Withdraw cash at any of our 42,000+ ATMs across the United States. FREE
Out-of-network ATMs and bank tellers $2.50 plus any fees that the ATM owner or bank may charge
OTHER FEE
Order paper checks $5.95 for a pack of 12
Purchases from foreign websites and merchants 3%

Other products and services may be offered for a fee and may require additional customer verification as well as your acceptance of those applicable fees, terms and conditions.