No overdraft fees
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Monthly and other fees apply

Open an account


Limits apply. Personalized debit card required for some features.
*Timing depends on when we get notice from your employer and may vary from payperiod to pay period. But when we get it you’ll get it!
**For ATM withdrawals made outside of the GoBank ATM network, a $2.50 fee will apply. Plus any fee that ATM owner or bank may charge.
***Fee of up to $4.95 may apply.

Monthly Fee Waiver

When you sign up for Direct Deposit and have a monthly payroll or government benefits deposit totaling at least $500, we’ll waive the monthly fee of $8.95 for your card account!

One full year of consecutive direct deposits of $500 or more is equal to $107.40 in savings!

Download the GoBank app for your mobile device


GoBank makes budgeting easier!

GoBank provides tools to help you build a budget and stick to it. Get real budgeting advice from our Fortune Teller. Stash some cash in the Vault for safe keeping. Plan for a better tomorrow!

Have questions? Check out our build a budget FAQs.

The checking account you’ve always wanted is here...

"I tell everybody how cool GoBank is. I really like that I can just go on my phone and slide that little thing to see my balance."

- Kimberly D.

"I love, love, love it! I love Slide for Balance and getting notifications when money is deposited into my account, or anything I’ve set up notifications for. I think it’s fantastic."

- Turiya G.

"It’s just amazing. Transactions are easy, everything is just simple."

- Greg J.

"The huge free ATM network is a big bonus."

- Greg L.


Could Fridays get any better?

The best rewards arrive early with ASAP Direct Deposit. Get your pay up to 2 days before payday!* Get your government benefits up to 4 days before benefits day!*

Learn More

Go back to school with GoBank!

Now through 10/7, every ASAP Direct Deposit™ of $100 or more is a chance to win $50 monthly cash prizes and a $1,000 grand prize for back-to-school shopping**

Learn More

*Timing depends on when we get notice from your employer and may vary from pay period to pay period. But when we get it, you’ll get it!
**No purchase necessary. Ends 10/7/18 at 11:59:59 PM ET. 4 separate entry periods. Open to legal residents of the U.S. (excluding VT), 18+/age of majority. For Rules, visit Void where prohibited.