Massive free ATM network

Find a free ATM nearby when you need it with the help of our app.

Open an Account
For ATM withdrawals made outside of the GoBank ATM network, a $3.00 fee will apply. Plus any fee the ATM owner may assess. But why pay when you can find a free one nearby?

Get your pay up to 2 days before payday!

Get your government benefits up to 4 days before benefits day!

Timing depends on deposit verification and when we get notice from your employer or benefits provider, and may vary from pay period to pay period. But when we get it, you’ll get it!

Deposit cash nationwide

Deposit cash to your card at over 100,000 participating retailers nationwide, for up to $4.95! Simply ask the cashier to deposit cash directly to your card at the register. Within minutes, your funds will be available in your account. You’ll always be ready to pay bills, shop online or send money when you need to.

Find a Reload Location
Not available in VT.

Pay bills online with GoBank

Pay who you need to, when you need to, online or through our award-winning mobile app!

Pay rent or any bill with our online checkbook. Set up one-time or recurring payments. We’ll even send a paper check for free, if necessary


Send or receive money online in minutes

Move money fast with just a few taps

Quickly send or receive money online or through our award-winning mobile app. You can send money from your GoBank card to a friend’s or family member’s GoBank card easily. Send or receive money with a neighbor or someone across the country.

Pay anyone with personal checks

Can’t pay with your card, but don’t want to pay with cash? Write a check. It’s less hassle than money orders and you can track all your payments with the GoBank app.

Deposit checks while on the go

With GoBank, depositing a check is as easy as snapping a few pics on your smartphone! Skip a trip to the ATM, avoid long check cashing teller lines and say goodbye to check cashing fees. Stop worrying about business hours…your smartphone gets your check deposited without leaving your home!

See Deposit Account Agreement for fees and limits. Some features require successful identity verification and/or a personalized debit card.

Money Vault

Stash money away for a rainy day

Put some money in the Vault for safe keeping. Just move the money out of the Vault and back into your available balance when you’re ready to use it. Save for that next big purchase!

Have questions? Check out our Money Vault FAQs.

Fortune Teller

Let Fortune Teller help you with purchase decisions to stay on budget

Exclusively available on GoBank’s mobile app. Fortune Teller checks against your balance, budget and purchase amount. It’s a quick way to see if that next purchase is within budget.

Have questions? Check out our Fortune Teller FAQs.

Set up a budget on GoBank

Build a budget in our app based on your monthly expenses and income. Set up reminders so you're alerted about expenses and income. Then, adjust your budget as necessary. Plan for a better tomorrow!

Have questions? Check out our build a budget FAQs.